More than 62 percent of US customers now purchase online at least once a month, bypassing lengthy checkout lines and crowded parking lots. This is especially true for some seniors, who may find shopping online convenient. However, because they did not grow up with the internet, many seniors find online shopping scary.
Scammers have observed this knowledge gap as well, and they have responded by targeting older adults with cyber fraud. In this post, we will discuss essential online shopping tips that you should be aware of as a customer.
Use Secure Networks
Secure networks are password-protected wireless networks to protect against hackers. As a service to customers and guests, public facilities such as coffee shops and airports provide free wifi networks. However, in the absence of a password or other security precautions, a hacker may quickly acquire access and intercept all information transferred from the device to the wireless network and vice versa.
The majority of people who have wireless networks in their homes install security. The router’s software allows you to set a password that should only be used within your household.
Pay In Cash
Some people may need immediate payment, either through PayPal or other online transaction methods. This is not necessarily a scam, however, it can be too as many merchants will ask for payment upfront and then never supply the goods. Alternatively, vendors may attempt to steal your identity by requesting excessive personal details. It is preferable to meet the vendor in a public place and exchange the merchandise for payment. In this manner, both sides obtain what they desire and what was agreed upon. If they refuse to meet, attempt to reach an agreement and meet them halfway. If it doesn’t work, look for another seller.
Meet the Seller in Public
Meeting strangers in public areas is never a bad idea. This not only gives you greater control over the situation, but it also lowers your chances of being scammed or, worse, blatantly robbed. Book shops, shopping malls, and libraries, for example, are popular places to meet.
Never meet a stranger at their home, and never bring them to your home, in case they are a criminal acting as a vendor.
Inspect Before Purchasing
Buyers may not always have the opportunity, but you should check the goods before handing over your money. This is common for large purchases. Take your time evaluating the item – the vendor should be expecting it. Make a point of meeting in a public setting, or bring a friend. If the vendor does not allow you to view the item before purchasing, you should look for another seller.
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