Though fraud and scams seem to be running rampant in this day and age, scams targeting loved ones, particularly when they are retirement age and older really cut to the quick.
From phishing emails that coax you into downloading computer malware or sending sensitive data to imposter IRS people who threaten with phone calls that if you don’t pay your taxes, they’ll arrest you – many scams today are universal. Some fraud attempts, however, specifically target older adults.
If you’re in your golden years, you must stay vigilant and always be on the lookout for fraud and scams. Think about whether or not you want to answer a phone call if the caller is unknown. Toss junk mail in the trash rather than opening it. If you participate in social media, carefully determine your privacy settings.
Here, we’re going to examine some of the most common scams targeting loved ones, particularly those who are at retirement age.
Natural Disasters/Fake Contractors
Particularly if a natural disaster has affected your area, there may be fake contractors going from house to house offering to provide services for repairs, refurbishments, remodeling, etc. They promise to start work the next day as long as you give them an instant payment via check or cash. Unfortunately, you never hear from them again.
If you need work done, find your own contractor.
Social Security Imposters
These people call you and impersonate Social Security representatives. They may tell you there’s a problem with your account, that there’s been illegal activity so your account has been suspended, that you’re owed an increase where your cost-of-living benefit is concerned… the list goes on. They threaten that if you don’t provide personal information, you’re going to face legal action. Hang up. Speak with a real Social Security representative by calling 800-772-1213.
People have been pulling this one for decades. They pretend to be a love interest, flatter you with compliments, gifts, and more. They profess their undying love and devotion. Then they ask for money. You’re in love so you don’t mind handing over your savings. Don’t do it!
Impersonating a Grandchild
Here, an imposter calls claiming to be a grandchild who needs financial assistance with rent, car repairs, jail bond, what have you. They request that you tell no one about this because they’re ashamed or embarrassed. Check out their predicament for yourself. Go ahead and call their parents! If you’re not 100% sure of who this person is, ignore the request.
Here, someone says a virus has infected your computer. They say they are a representative of tech support. They’ll ask for information regarding your devices and for payment for their services. If you did not seek out their assistance, ignore their efforts.
Lottery or Sweepstakes
You might be informed by computer, mail, or phone that you’ve won a jackpot. However, to receive your prize you’re going to have to pay customs duties, taxes, fees, etc. They may ask for cash, money order, wire transfer, or prepaid debit card. They may even agree to send you a check that you should deposit in your bank account and pay the fees out of that. The problem is that the check is counterfeit and no good.
If you win a jackpot, you shouldn’t have to pay any fees to get it.
Enjoy Living in A Safe Environment at Discovery Village At The Forum
For those residing at Discovery Village At The Forum, the resort-like atmosphere will make life all the more enjoyable. Add to that the safety and security offered, and your loved one can enjoy senior living at its finest.
No matter what your loved one likes to do, they can’t help but find something fun or interesting at our retirement community. They can get and stay healthy by participating in our Dimensions Health and Fitness program. They’re bound to have fun and socialize with others courtesy of our Celebrations Activities and Events program. Soon, your loved one will make new friends who, before they know it, will feel just like family.
With a vast array of amenities, senior living has never been more attractive. Find out what you’ve been missing by speaking to one of our representatives.
To get all your questions answered and see for yourself all we have to offer, please schedule a tour. We look forward to showing you around.