Nearly 7 out of 10 Americans over the age of 65 will need long-term care. A study recently conducted by Genworth Financial found that more than half of all respondents stated that their greatest fear regarding long-term care was being a burden on their family. In fact, they reported to be five times more concerned about being a burden than dying. By being informed and recognizing the difference between independent-living and assisted-living options, it can help assist with making the right decision.
Independent Living
Independent-living communities are very similar to apartment communities. The key word is “independent.” Life is simply easier for residents to enjoy, without the responsibilities of being a homeowner. Plus, residents are in a safe environment where assistance is available when needed.
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Accommodations
Residents live in apartment-style units that feature living areas, one or more bedrooms, and kitchen areas of various sizes. Residents can enjoy common areas where they gather or participate in activities. Communities have monthly activity calendars filled with recreations and events. There is sure to be something for everyone’s particular interests and hobbies.
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Amenities & Services
Residents of independent-living communities have amenities and services included in their stay, such as dining, housekeeping, group activities, outings, and much more. Dining facilities are typically a mainstay of independent-living communities offering restaurant-style dining options with gourmet chef-prepared meals. While there is no dedicated full-time medical staff, they may offer physical therapists on an as-needed basis or part-time to help residents when necessary. At Discovery Village, residents have access to a home health agency within the community for their health needs. Some communities take the amenities to another level by including movie theaters, small grocery stores, and even hair salons. Many residents of Discovery Village take full advantage of the complimentary transportation and on-site hair salon.
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Cost
With independent-living communities, the cost is incurred by the residents who typically use retirement savings, Social Security income, and other sources of money to cover the expense involved. When you compare the expenses that come along with home ownership, the cost is often quite comparable.
Assisted Living
The term “assisted living” explains it all – this type of community is one where residents need assistance with their daily routines. Most residents have a health condition that significantly limits their abilities to function on their own in their day-to-day lives, causing them to require help from qualified professionals for anything from hygiene, to taking daily prescription medications, or even just simply getting around.
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Accommodations
It is common for a married couple to live in an assisted-living community when one of them has a chronic health condition and the other is unable to assist them on a level they need. Accommodations range from a smaller bedroom-style unit to larger apartments with a separate living area, bedroom, bathroom, and kitchen.
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Amenities & Services
In terms of amenities, assisted-living communities have an entire staff devoted to caring for those who live there. They provide housekeeping, laundry, meals, and most anything that a resident cannot do independently. Additionally, there are activities and outings in which the residents may participate in, if they choose to or can.
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Cost
With assisted living, there may be additional costs incurred along with monthly rent that cover the services needed for any added caregiving support. Typically, people move to assisted living when they can no longer care for themselves. There are options to offset the cost, including VA benefits, Medicare, and other possibilities. It is important to note that assisted-living communities do not provide the level of care for those with severe dementia or Alzheimer’s but may have a separate section devoted to that level of care. This is usually called Memory Care. Most Discovery Village communities offer a One Price Personal Care plan in communities located in Florida and include no costly extra charges for levels of care or additional services for assisted living residents. You pay one all-inclusive price!
It is understandable how someone, who is unfamiliar with each type of senior living option, could get confused, but independent and assisted living are two entirely different categories. If a loved one is considering moving to an independent-living or assisted-living community, such as Discovery Village, he or she needs to know the difference — read about them and learn about them – then pick the community and living option that best fits his or her needs.
Discovery Village At The Forum offers a variety of senior living programs to keep seniors healthy and active. Learn about our senior living options and amenities today when you contact us at 239.219.1700.
